Friends are you one of those who use to say that I earn pretty well but I always end up spending a lot of money or I am not good at savings, or are you one of those who use to say that I don't earn very well so ow could I save money or if you are house wife who want to buy some expensive dress, or expensive makeup but have no money than this video is for you all because in this video I am going to tell you some very practical and great ways to save money because a penny saved is a penny earned and is my fav quote too .
because the value of saving money is known by all of us and I want you all to earn a lot of money so that you can buy the things that you want and live a lavish life, so guys, in this video, We are going to see some great ways of saving money so let's get started.
1. Know your expenses first : Write down all your expenses first as it will be helpful in analyzing the real status of where your money is going, Mark the areas where you can save money also you should write the expenses amount so that you can have the exact idea about how much money you can save every month making a list and cutting the unnecessary expenses like this can lead you to save a huge amount of money every month.
2. Choose the right saving equipment, Instead of choosing fancy piggy bank, opt for a traditional gullack or bugni, because these piggy banks come along with the opening at a bottom to collect the money whereas this traditional gullack doesn't have any opening for getting money out of it. Therefore the money goes into it can only be collected after smashing it so there are chances of smashing it after a while and which ultimately increases the chances of saving more money also you should buy these gullack from local vendors instead of buying these online because it is very much cheaper in the local market as compare to the online.
3. Plan your outings wisely: weekends and the holidays are the main culprits behind our our unnecessary expenses, so plan your outings wisely instead every weekend plan an outings once a month and try to plan it on a special occassion such as birthdays, anniversaries, or on the special days Understand the fact that lesser outings is equal to the lesser expenses.
4. watch movies at home, Instead of watching a movie in a theatre watch movies on the portals like amazon prime Netflix and in hotstar etc. The annual plan of such channels are much cheaper as compare to the watching a movie in a movie hall. The annual packages of portals like amazon prime is quite cheaper and along with unlimited free movies they also offer the additional benefits such as fastest an the free delivery on the products that that you buy on the amazon. which ultimately lead you to save a lot of money.
5. Learn some instant recipe: Eating out every other day can make a big hole in your pocket as well as it can detiorate your health too. Therefore just check out the ingredients that are available in your fridge, and make some instant recipes as evening snacks, Instead of eating out or ordering them online by this way you can save a lot of money and even satiate your evening hunger Instant recipes like dhokla, idli. dosa, sandwiches are very quick to make and are very healthy to eat also.
6. Save everyday: Drop by drop, it becomes a river, so make a habit of adding any amount of money to your saving box. and encourage your kids also for this habit, make sure that you mark your saving everyday on a calender because the guilt of missing days will encourage you to save more and more
7. Save loose money, we often, don't consider the value of loose money because of its lesser amount instead of putting loose money here and there always put our loose money in your piggy banks by this way you will be surprised to see the amount collected without even realising it
8. Get benefits of cashback: Websites like paytm, cashkaro give huge amount of cashback when you buy online or even if you paying the bills online, therefore always use such websites for paying the bills like phone, gas, electricity, TV, internet, school fee etc, and save a good amount of money etc. that can be used for the next month payment by this way you can save upto 500 rs every month.
9. Do little research before buying online, a little research before buying online is always helpful in saving few bucks, A product can be available on the different prices at different websites. also by this way you can opt for a good quality but cheaper variant of the same product. and save some money My fav is amazon because it has a huge variety of products to select from
10. Find a reason for saving Be it a saving or a future planning, there should always be a reason for saving a reason such as buying an iphone, mac, big car or even a beautiful expensive dress encourage you to save more and push you towards savings therefore find the reason, set the amount, and start saving So friends, have you seen how you can save a lot of money by using these tips, you just need to have a will power to make it happen, and I promise that you will end up saving a huge amount of money.
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